Last Updated : 01.08.2024

These terms and conditions (the "Terms") govern your access to and use of Brrandzy App. By accessing or using the App, you are agreeing to these Terms and entering into a legally binding contract with Brrandzy. It is important that you read carefully and understand the Terms. Do not access or use App if you are unwilling or unable to be bound by the Terms. Any references to "you" and "your" refer to you, as a user of the App. References to "we" , "us" and "our" refer to Brrandzy.

1. CHANGES TO THE TERMS AND CONDITIONS
We may modify the Terms from time to time. When changes are made, we will update the date at the top of this page. You should revisit these Terms on a regular basis as revised versions will be binding on you. Any such modification will be effective upon our posting of new Terms. You understand and agree that your continued access to or use of the App after any posted modification to the Terms indicates your acceptance of the modification.

2. USING THE APP
A. Permission to Use the App : We grant you permission to use the App subject to the restrictions in these Terms. We may terminate your permission to use the App for any conduct that we consider to be inappropriate, or for your breach of these Terms, including the Restrictions listed in paragraph 4. Your use of the App is at your own risk.
B. App Availability : The App may be modified, updated at any time. You should update the App to get the latest version.
C. User Accounts : You need to register yourself to browse or use our App. You need to have a Phone Number, Email ID while registering.

3. CONTENT
A. Responsibility for Your Content : You alone are responsible for the content of your messages, and you agree to indemnify and hold harmless Brrandzy and our agents with respect to any claim based upon the transmission of your message(s). We reserve the right to remove any messages for any or no reason whatsoever.
B. Ownership : All material on the App, including, but not limited to, text, data, graphics, logos, button icons, images, audio clips, video clips, links, digital downloads, data compilations, and software except lending partner's picture and logo is owned, purchased or controlled by, or licensed to Brrandzy and is protected by copyright, trademark, and other intellectual property rights. Material on the App is made available solely for your personal, non-commercial use and may not be copied, reproduced, republished, modified, uploaded, posted, transmitted, or distributed in any way, including by e-mail or other electronic means, without the express prior written consent of Brrandzy in each instance.

4. RESTRICTIONS
A. You agree not to, and will not assist, encourage, or enable others to use the App to :
a. Send any message (via Contact) that is knowingly false and/or defamatory, inaccurate, abusive, vulgar, obscene, profane, hateful, harassing, sexually oriented, threatening, invasive of anyone's privacy, or otherwise in violation of any law;
b. Send any message in violation of a third party's copyright or other intellectual property or proprietary rights;
c. Send bulk emails, surveys, or other mass messaging whether commercial in nature or not;
d. Solicit, request or collect personal information for commercial or unlawful purposes;

B. You also agree not to, and will not assist, encourage, or enable others to :
a. Restrict or inhibit any other user from using and enjoying the App (for examples, by means of hacking or defacement);
b. Utilize any robot, spider, site search/retrieval application, or other automated device, process or means to access, retrieve, scrape or index any portion of the App;
c. Remove or modify any copyright, trademark or other proprietary rights notice that appears on any portion of the App or on any materials printed or copied from the App;
d. Reformat or frame any portion of the App;
e. Remove, circumvent, disable, damage or otherwise interfere with any security-related features of the App, features that prevent or restrict the use or copying of App content or features that enforce limitations on the use of the App.